⚖️ Coverage & Counsel
Turn common legal headaches into playbooks
Property & Liability
Confirm coverage for mixed cattle + agritourism.
review
Livestock Mortality
Compare private policies vs USDA LGM.
research
Health & Disability
Find rural-friendly PPO/coop options.
scouting
Estate / Succession
Template checklist for elder law consults.
ideation
📝 Advisor Queue
Human review items
Update liability umbrella before winter clinics
Map lenders requiring specific insurance riders
Pull Texas ag attorney roster
❓ Coverage Questions
Feed these into the agent
- Do I need workers comp for seasonal ranch hands?
- How do livestock mortality claims actually pay out?
- What estate docs protect grazing leases for heirs?
📈 Decision Demand Forecast
Where agents expect question load
Feed & Water Logistics
Rain 0.75" vs ET₀ 0.51"
- Next 5 days only 0.00" expected
- Moisture near balance
Forecast hay and water needs for the next 2 weeks.
Hay Procurement
$91 / bale (South TX)
- 4 price points from latest AMS report
- Delivered loads trending higher
Decide whether to buy now or wait for next report.
Capital & Risk Planning
6.4% debt/asset
- 2023 national ARMS reading
- Change vs prior year: -12.3%
Review loan covenants and cash buffer needs.
Market Timing
943 head
- 5 Area Daily Weighted Average Direct Slaughter Cattle - Negotiated (PDF) (LM_CT100)
- Change: None
Plan sales around tighter or looser packer demand.
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